Updated for 6 April 2026

UK take-home pay calculator

Your pay, after tax, pensions and benefits. Updates as you type.

Your pay

Gross payPay amount is

Weekly hours & additional pay 37.5 hours / week

The gross pay figure coversAdditional-hours pay will be added to this figure.

Weekly hours

BaseAdditionalRate1 = normal rate; 1.5 = time and a half.

Tax yearArchived years use the rules that applied from 6 April.Where you live

Deductions

Pension methodStudent loan

Which pension method?

Check your payslip or ask payroll. Salary sacrifice reduces your contractual salary. A net pay arrangement deducts your contribution before Income Tax. Relief at source deducts it after tax, then the provider adds basic-rate tax relief.

Percentage contributions here use base gross pay, not qualifying earnings. If your scheme uses qualifying earnings, enter its actual annual contribution in pounds.

Pension tax relief on GOV.UK

Employer pension contribution

Employer Pension ContributionNo contribution assumed. Adds to your pension, not your take-home pay.

Which student loan plan?

Your Student Loans Company account or repayment letter confirms your plan. It depends on where you borrowed and when your course started, not where you live now. Select the plan shown there; postgraduate repayments are added separately below.

Check your repayment plan on GOV.UK

I also repay a postgraduate loan6% of pay above £21,000

Workplace benefits

Amounts

Estimated take-home

Enter your gross pay to see your estimate

Save this calculation

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Using 2026/27 ratesUK main rates

An estimate, not a payslip. Payroll rounding, benefits and prior pay can change the result. See how it works.